<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments for Angela Kraushaar</title>
	<atom:link href="http://www.angelakhomes.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.angelakhomes.com</link>
	<description>Your Dream, My Commitment, Our Success...</description>
	<lastBuildDate>Mon, 09 Jan 2012 18:13:21 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
	<item>
		<title>Comment on Katy Real Estate:  A Homestead Exemption Refresher! by Marte Cliff</title>
		<link>http://www.angelakhomes.com/katy-real-estate-a-homestead-exemption-refresher/#comment-2902</link>
		<dc:creator>Marte Cliff</dc:creator>
		<pubDate>Mon, 09 Jan 2012 18:13:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/?p=3392#comment-2902</guid>
		<description>This is valuable information for anyone moving into a new residence in Texas. Especially helpful for those who are relocating from another state where the rules may be different. 

I think I&#039;ll Tweet it!</description>
		<content:encoded><![CDATA[<p>This is valuable information for anyone moving into a new residence in Texas. Especially helpful for those who are relocating from another state where the rules may be different. </p>
<p>I think I&#8217;ll Tweet it!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Katy Real Estate:  The Dream of Owning versus Renting by Marte Cliff</title>
		<link>http://www.angelakhomes.com/katy-real-estate-the-dream-of-owning-versus-renting/#comment-2899</link>
		<dc:creator>Marte Cliff</dc:creator>
		<pubDate>Fri, 06 Jan 2012 16:58:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/?p=3252#comment-2899</guid>
		<description>Those who are able to buy right now should be jumping into home ownership immediately - while interest rates are at historic lows. 

I ran the numbers in preparation for writing an article for one of my real estate copywriting clients - and found that a home price would need to drop 11% in order to offset a 1% rise in interest rates.</description>
		<content:encoded><![CDATA[<p>Those who are able to buy right now should be jumping into home ownership immediately &#8211; while interest rates are at historic lows. </p>
<p>I ran the numbers in preparation for writing an article for one of my real estate copywriting clients &#8211; and found that a home price would need to drop 11% in order to offset a 1% rise in interest rates.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Katy Real Estate:  Important Information Regarding Homestead Exemptions by Jesse Schneider</title>
		<link>http://www.angelakhomes.com/katy-real-estate-important-information-regarding-homestead-exemptions/#comment-2871</link>
		<dc:creator>Jesse Schneider</dc:creator>
		<pubDate>Wed, 26 Oct 2011 16:52:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/?p=3185#comment-2871</guid>
		<description>We are seeing a huge revision to our homestead laws here in MN, too.</description>
		<content:encoded><![CDATA[<p>We are seeing a huge revision to our homestead laws here in MN, too.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Short Sale:  The Seller&#039;s Liability by Michael</title>
		<link>http://www.angelakhomes.com/short-sale-the-sellers-liability/#comment-2868</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 05 Oct 2011 01:02:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/blog/?p=415#comment-2868</guid>
		<description>I live in NY. I have a mortgage and a HELOC, both w Chase. The HELOC said in the language from their letter: “we agree to release our security interest in the property when we receive $5000 in certified funds…The amount paid to Chase is for the release of our security interest and we will waive the remaining deficiency balance on the account…”

The first lien holder basically told me the same thing. I need to participate in some of the loss and they would provide me with a release like the one above. She said the language would not change and that they wouldn’t add anything regarding personal liability.

“In order to be truly worry-free about the bank pursuing me for a deficiency balance do I need a clause that specifically says something like, ‘Upon closing and disbursement of funds as outlined here, Washington Mutual will consider this matter closed and will not pursue **YOU** for any additional form of deficiency balance.’ ”

If I accept a deal such as the one outlined above by Chase, am I leaving myself open to future debt collectors? Or is removing the deficiency balance the same as saying that I do not owe them any more money?

What about getting Chase to return the note to me marked &quot;Paid In Full&quot; along with their language as referenced in the first paragraph from above?</description>
		<content:encoded><![CDATA[<p>I live in NY. I have a mortgage and a HELOC, both w Chase. The HELOC said in the language from their letter: “we agree to release our security interest in the property when we receive $5000 in certified funds…The amount paid to Chase is for the release of our security interest and we will waive the remaining deficiency balance on the account…”</p>
<p>The first lien holder basically told me the same thing. I need to participate in some of the loss and they would provide me with a release like the one above. She said the language would not change and that they wouldn’t add anything regarding personal liability.</p>
<p>“In order to be truly worry-free about the bank pursuing me for a deficiency balance do I need a clause that specifically says something like, ‘Upon closing and disbursement of funds as outlined here, Washington Mutual will consider this matter closed and will not pursue **YOU** for any additional form of deficiency balance.’ ”</p>
<p>If I accept a deal such as the one outlined above by Chase, am I leaving myself open to future debt collectors? Or is removing the deficiency balance the same as saying that I do not owe them any more money?</p>
<p>What about getting Chase to return the note to me marked &#8220;Paid In Full&#8221; along with their language as referenced in the first paragraph from above?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Homeownership…what are the tax benefits? by Katy Fitness Classes</title>
		<link>http://www.angelakhomes.com/homeownership%e2%80%a6what-are-the-tax-benefits/#comment-2811</link>
		<dc:creator>Katy Fitness Classes</dc:creator>
		<pubDate>Tue, 15 Mar 2011 03:12:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/?p=1950#comment-2811</guid>
		<description>Angela - Thanks for the great information - I have my computer set up so that I get ALL your blogs each morning when you post something new and I read everything you put up - I&#039;m glad my friends used you for their purchase - they are very happy with you!</description>
		<content:encoded><![CDATA[<p>Angela &#8211; Thanks for the great information &#8211; I have my computer set up so that I get ALL your blogs each morning when you post something new and I read everything you put up &#8211; I&#8217;m glad my friends used you for their purchase &#8211; they are very happy with you!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Cinco Ranch Real Estate:  Top Home Sales by Kris</title>
		<link>http://www.angelakhomes.com/cinco-ranch-real-estate-top-home-sales/#comment-2178</link>
		<dc:creator>Kris</dc:creator>
		<pubDate>Wed, 02 Mar 2011 15:03:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/?p=1933#comment-2178</guid>
		<description>Angela - Nice blog posting!!!  Keep up the good work - I check back in regularly especially for news on Cinco Ranch and Firethorne!</description>
		<content:encoded><![CDATA[<p>Angela &#8211; Nice blog posting!!!  Keep up the good work &#8211; I check back in regularly especially for news on Cinco Ranch and Firethorne!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Katy Area Home Search Tools by KISD Bond Referendum Passes</title>
		<link>http://www.angelakhomes.com/home-search/#comment-1635</link>
		<dc:creator>KISD Bond Referendum Passes</dc:creator>
		<pubDate>Fri, 18 Feb 2011 19:38:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakraushaar.com/?page_id=1038#comment-1635</guid>
		<description>[...] If you have any questions or would like to see any of the real estate in the Katy Area, please feel free to contact me at 713-253-5678 or at Angela@AngelaKhomes.com.  You may also view my entire search of Katy Real Estate on my Katy Home Search. [...]</description>
		<content:encoded><![CDATA[<p>[...] If you have any questions or would like to see any of the real estate in the Katy Area, please feel free to contact me at 713-253-5678 or at <a href="mailto:Angela@AngelaKhomes.com">Angela@AngelaKhomes.com</a>.  You may also view my entire search of Katy Real Estate on my Katy Home Search. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Katy, Texas,  The American Dream Still Lives! by Kris</title>
		<link>http://www.angelakhomes.com/the-american-dream-still-lives/#comment-1437</link>
		<dc:creator>Kris</dc:creator>
		<pubDate>Mon, 14 Feb 2011 02:24:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/?p=1797#comment-1437</guid>
		<description>Hey Angela Kraushaar - Great Blog Posting!</description>
		<content:encoded><![CDATA[<p>Hey Angela Kraushaar &#8211; Great Blog Posting!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Proposal to Extend Tax-Credit Closings by Blogging to the Bank 2010</title>
		<link>http://www.angelakhomes.com/proposal-to-extend-tax-credit-closings/#comment-1385</link>
		<dc:creator>Blogging to the Bank 2010</dc:creator>
		<pubDate>Sat, 12 Feb 2011 04:44:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakhomes.com/blog/?p=221#comment-1385</guid>
		<description>I usually do not write comments on posts, but your article urged me to commend your writings. Thanks for writing this, I am going to undoubtedly well-known your website and occur back once in awhile. Pleased blogging.</description>
		<content:encoded><![CDATA[<p>I usually do not write comments on posts, but your article urged me to commend your writings. Thanks for writing this, I am going to undoubtedly well-known your website and occur back once in awhile. Pleased blogging.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Katy Area Home Search Tools by Buying or Selling a Home in Katy Texas? - runaustin's Blog</title>
		<link>http://www.angelakhomes.com/home-search/#comment-1286</link>
		<dc:creator>Buying or Selling a Home in Katy Texas? - runaustin's Blog</dc:creator>
		<pubDate>Wed, 09 Feb 2011 18:58:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.angelakraushaar.com/?page_id=1038#comment-1286</guid>
		<description>[...] If you or anyone you know is interested in buying or selling a home in Katy Texas please feel free to peruse my Katy Real Estate website using the following link: Katy Texas Home Search [...]</description>
		<content:encoded><![CDATA[<p>[...] If you or anyone you know is interested in buying or selling a home in Katy Texas please feel free to peruse my Katy Real Estate website using the following link: Katy Texas Home Search [...]</p>
]]></content:encoded>
	</item>
</channel>
</rss>

